Hard & Soft Credit Pull

This page organizes all data points on credit pull on new account, credit limit increase, and product change.

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Banking

1st United Credit Union

• New account
  • Soft pull - ?
    • California - March 2017

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Banking

Alliance Credit Union

• New account
  • Soft pull - ?
    • California - June 2017

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Banking

AMEX

• New account
  • Hard pull - ?
    • California - December 2014

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Banking

Bank of America

• New account
  • Soft pull - ?
    • California - March 2019
  • Soft pull - ?
    • California - December 2018
  • Soft pull - ?
    • California - October 2016

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Banking

Bank of the West

• New account
  • Soft pull - ?
    • California - July 2018
  • Soft pull - ?
    • California - August 2016

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Banking

BBVA Compass

• New account
  • Soft pull - ?
    • California - January 2018
  • Soft pull - ?
    • California - November 2017

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Banking

BBVA Compass / Simple

• New account
  • Soft pull - ?
    • California - ? 2018
  • Soft pull - ?
    • California - ?

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Banking

Blue Federal Credit Union

• New account
  • Soft pull - ?
    • California - August 2016

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Banking

Chase

• New account
  • Soft pull - ?
    • California - March 2018
  • Soft pull - ?
    • California - January 2017

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Banking

Citi

• New account
  • Soft pull - ?
    • California - July 2019
  • Soft pull - ?
    • California - June 2018
  • Soft pull - ?
    • California - August 2013

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Banking

Customers Bank

• New account
  • Soft pull - ?
    • California - ?

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Banking

Digital Federal Credit Union

• New account
  • Soft pull - ?
    • California - March 2019

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Banking

Discover

• New account
  • Soft pull - ?
    • California - August 2014

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Banking

Fremont Bank

• New account
  • Soft pull - ?
    • California - June 2018

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Banking

HomeStreet Bank

• New account
  • Soft pull - ?
    • California - March 2016

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Banking

HSBC

• New account
  • Soft pull - ?
    • California - October 2016

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Banking

PNC

• New account
  • Soft pull - ?
    • California - ? 2018
  • Soft pull - ?
    • California - June 2018

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Banking

Premier Members Credit Union

• New account
  • Soft pull - ?
    • California - August 2018

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Banking

Radius Bank / Aspiration

• New account
  • Soft pull - ?
    • California - March 2016

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Banking

Santander

• New account
  • Soft pull - ?
    • California - March 2016

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Banking

Technology Credit Union

• New account
  • Soft pull - ?
    • California - June 2016

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Banking

The Bancorp Bank / Chime

• New account
  • Soft pull - ?
    • California - August 2015

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Banking

The Bancorp Bank / Varo

• New account
  • Soft pull - ?
    • California - ? 2018

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Banking

TIAA Bank

• New account
  • Soft pull - ?
    • California - ? 2018

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Banking

U.S. Bank

• New account
  • Soft pull - ?
    • California - ? 2018
  • Soft pull - ?
    • California - July 2016

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Banking

Wells Fargo

• New account
  • Soft pull - ?
    • California - August 2019
  • Soft pull - ?
    • California - October 2017
  • Soft pull - ?
    • California - January 2016

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Credit & Charge card

AMEX

• New account
  • Soft pull - ?
    • California - May 2018
      • AMEX Blue Business Plus - Instant approved
  • Soft pull - ?
    • California - March 2018
      • AMEX Green - Instant approved
      • AMEX Business Green Rewards - Instant approved
  • Soft pull - ?
    • California - September 2017
      • AMEX Everyday - Instant approved
  • Soft pull - ?
    • California - May 2017
      • AMEX Premier Rewards Gold - Instant approved
  • Soft pull - ?
    • California - January 2017
      • AMEX Blue for Business - Instant approved
  • Hard pull - Experian
    • California - March 2016
      • AMEX Blue Cash Everyday - Instant approved
• Credit limit increase
  • Soft pull - ?
    • California - ? 2016
      • AMEX Blue Cash Everyday - Instant approved
• Product change
  • Soft pull - ?
    • California - April 2017
      • AMEX Blue Cash Everyday > AMEX Blue Cash Preferred - Instant approved
  • Soft pull - ?
    • California - March 2017
      • AMEX Blue Cash Preferred > AMEX Blue Cash Everyday - Instant approved

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Credit & Charge card

AMEX / JetBlue

• New account
  • Hard pull - Equifax, TransUnion
    • California - June 2014
      • AMEX JetBlue - Instant declined

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Credit & Charge card

Bank of America

• New account
  • Combined hard pull - Experian
    • California - August 2018
      • Bank of America BankAmericard Travel Rewards - Instant declined
  • Combined hard pull - Experian
    • California - November 2017
      • Bank of America BankAmericard Better Balance Rewards - Pending > Approved
  • Combined hard pull - Experian
    • California - March 2016
      • Bank of America BankAmericard Travel Rewards - Pending > Declined
      • Bank of America BankAmericard Better Balance Rewards - Pending > Declined

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Credit & Charge card

Bank of America / Alaska Airlines

• New account
  • Combined hard pull - Experian
    • California - August 2018
      • Bank of America / Alaska Airlines Mileage Plan - Pending > Approved

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Credit & Charge card

Bank of America's AAA / AAA

• New account
  • Combined hard pull - Experian
    • California - November 2016
      • Bank of America's AAA / AAA Member Rewards - Instant approved

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Credit & Charge card

Bank of America's FIA / Fidelity

• New account
  • Hard pull - Experian, Equifax
    • California - September 2015
      • Bank of America's FIA / Fidelity Investment Rewards - Instant approved

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Credit & Charge card

Barclays / American Airlines

• New account
  • Hard pull - TransUnion
    • California - September 2017
      • Barclays / American Airlines AAdvantage Aviator Red - Instant approved

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Credit & Charge card

Barclays / JetBlue

• New account
  • Hard pull - TransUnion
    • California - August 2019
      • Barclays / JetBlue Plus - Pending

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Credit & Charge card

Barclays / Uber

• New account
  • Hard pull - TransUnion
    • California - December 2017
      • Barclays / Uber - Pending > Approved

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Credit & Charge card

Capital One

• New account
  • Hard pull - Equifax, Experian, TransUnion
    • California - September 2018
      • Capital One Savor Reward - Instant declined

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Credit & Charge card

Chase

• New account
  • Hard pull - Experian
    • California - March 2016
      • Chase Freedom - Instant approved

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Credit & Charge card

Chase / AARP

• New account
  • Hard pull - Experian, Equifax
    • California - February 2016
      • Chase / AARP Everyday Rewards - Pending > Declined

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Credit & Charge card

Chase / Amazon

• New account
  • Hard pull - Experian, Equifax
    • California - March 2018
      • Chase / Amazon Prime Rewards - Pending > Approved
  • Hard pull - Equifax
    • California - September 2013
      • Chase / Amazon.com Rewards - Pending > Declined

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Credit & Charge card

Citi

• New account
  • Hard pull - TransUnion
    • California - February 2015
      • Citi ThankYou Preferred for Colelge Students - Instant approved
• Credit limit increase
  • Soft pull - ?
    • California - November 2016
  • Soft pull - ?
    • California - July 2016
• Product change
  • Soft pull - ?
    • California - May 2018
      • Citi Double Cash > Citi Dividend - Instant approved
  • Soft pull - ?
    • California - June 2016
      • Citi ThankYou Preferred for College Students > Citi Double Cash - Instant approved

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Credit & Charge card

Citi / American Airlines

• New account
  • Hard pull - Experian
    • California - May 2019
      • Citi / American Airlines AAdvantage Platinum Select - Instant declined
    • California - August 2018
      • Citi / American Airlines AAdvantage Platinum Select - Instant declined
    • California - May 2017
      • Citi / American Airlines AAdvantage Platinum Select - Instant declined

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Credit & Charge card

Discover

• New account
  • Combined hard pull - TransUnion
    • California - September 2014
      • Discover it for Students - Pending > Declined
      • Discover it Secured - Pending > Approved
• Credit limit increase
  • Soft pull - ?
    • California - November 2016
  • Soft pull - ?
    • California - July 2016
  • Hard pull - Equifax, TransUnion
    • California - October 2015
• Product change
  • Soft pull - ?
    • California - ?
      • Discover it chrome > Disocver it - Instant approved
  • Soft pull - ?
    • California - ?
      • Discover it > Discover it chrome - Instant approved
  • Soft pull - ?
    • California - ?
      • Discover it secured > Discover it - Instant approved

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Credit & Charge card

Synchrony / Amazon

• New account
  • Hard pull - TransUnion
    • California - April 2015
      • Synchrony / Amazon.com Store - Instant approved
• Credit limit increase
  • Hard pull - ?
    • California - ?

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Credit & Charge card

Synchrony / Walmart

• New account
  • Hard pull - TransUnion
    • California - September 2013
      • Synchrony / Walmart Store - Instant declined

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Credit & Charge card

TD / Target

• New account
  • Hard pull - Equifax, TransUnion
    • California - September 2013
      • TD / Target REDcard - Instant declined

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Credit & Charge card

U.S. Bank

• New account
  • Hard pull - TransUnion
    • California - January 2019
      • U.S. Bank Cash+ - Instant approved
    • California - August 2016
      • U.S. Bank Cash+ - Pending > Approved

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Credit & Charge card

U.S. Bank's Elan / Fidelity

• Credit limit increase
  • Hard pull - ?

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Investment

Bumped

• New account
  • Soft pull - ?
    • California - ? 2018

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Investment

Charles Schwab

• New account
  • Hard pull - Equifax
    • California - July 2018

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Investment

Chase

• New account
  • Soft pull - ?
    • California - ? 2018

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Investment

Fidelity

• New account
  • Soft pull - ?
    • California - August 2015
      • Fidelity Cash Management

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Investment

Folio / Ellevest

• New account
  • Soft pull - ?
    • California - April 2019

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Investment

Motif

• New account
  • Soft pull - ?
    • California - February 2017
      • Motif Trading (Cash)

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Utility

AT&T

• New account
  • Hard pull - Equifax
    • California - December 2018
      • AT&T Internet

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Utility

Comcast

• New account
  • Hard pull - Equifax
    • California - November 2013

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Utility

T-Mobile

• New account
  • Hard pull - TransUnion
    • California - December 2014