Best Credit & Charge Cards by Merchant Categories
This page organizes the best rewards credit & charge cards on every merchant categories.
The order of reward values are: miles > cash > points. It might includes signup bonus offers, (bi-)annual rewards, but not spend offers after signup. Excluding card products not issued by other than bank / credit union.
Flat-rate
No annual fee
- 5pt - KeyBank Key2More Rewards
- 4pt - PNC points
- 3.5pt / 1.5pt - Citizens Everyday Points Business
- 3% / 1.5% - BECU Business with Cash Rewards
- 3% / 1.5% - First National Bank of Omaha Cash Back VISA
3% / 1.5% - HSBC Cash Rewards3% / 1% - BB&T Spectrum Rewards- 3mi / 1.5mi - Discover it Business
- 3mi / 1.5mi - Discover it Miles
- 3pt / 1.5pt - Chase Freedom Unlimited
3pt / 1pt - HSBC Platinum with Rewards2.3pt / 1.3pt - AMEX Blue for Business- 2% - Citi Double Cash
- 2% - Fifth Third Preferred Cash/Back
- 2% - Key Cashback
- 2% - SoFi
- 2% - Synchrony / PayPal Cashback
- 2% - TD Double Up
- 2% - Wells Fargo Active Cash
- 2pt - Alliant Platinum Rewards
- 2pt - AMEX Blue Business Plus
- 2pt - U.S. Bank's Elan / Fidelity Rewards
- 2pt - U.S. Bank's Elan / AssociatedBank Business Real Rewards
2% / 1.5% - BBVA Rewards (BBVA Compass Rewards)- 2% ~ 1.5% - PenFed Power Cash Rewards
- 2% ~ 1% - TD Business Solutions
- 2% / 1% - Discover it Cash Back
- 2% / 1% - Discover it Chrome Gas & Restaurants
- 2% / 1% - Discover it Secured
- 2% / 1% - Discover it Student Cash Back
- 2% / 1% - Discover it Student Chrome Gas & Restaurants
- 2% / 1% - Zions Bank AmaZing Cash
- 2pt / 1pt - First National Bank of Omaha ExtraEarnings
2pt / 1pt - HSBC Advance- 1.8% - Citizens Cash Back Plus
- 1.67% - Fifth Third Cash/Back
1.5pt - Wells Fargo Cash Wise- 1.5mi - Capital One Spark Miles Select (Capital One Spark Miles Select for Business)
- 1.5% - AMEX Cash Magnet
- 1.5% - AMEX / Charles Schwab Investor
- 1.5% - Bank of America Business Advantage Unlimited Cash Rewards
- 1.5% - Bank of America Unlimited Cash Rewards
- 1.5% - Bank of America Unlimited Cash Rewards for Students
1.5% - Barclaycard CashForward- 1.5% - Capital One Quicksilver Rewards
- 1.5% - Capital One Quicksilver Rewards for Good Credit
- 1.5% - Capital One Quicksilver Secured Rewards
- 1.5% - Capital One Spark Cash Select (Capital One Spark Cash Select for Business)
- 1.5% - Capital One Spark Cash Select for Excellent Credit
- 1.5% - Capital One Spark Cash Select for Good Credit
- 1.5% - Comenity / AAA Preferred Rewards
- 1.5% - Discover it Business
- 1.5% - First National Bank of Omaha Cash Back AMEX
1.5% - HSBC Cash Rewards Student- 1.5% - PNC Cash Rewards Business
- 1.5% - Regions Cash Rewards
- 1.5% - Truist Enjoy Cash (1.5%)
1.5% - U.S. Bank Cash 365- 1.5pt - Bank of America Business Advantage Travel Rewards
- 1.5pt - Bank of America Travel Rewards
- 1.5pt - Bank of America Travel Rewards for Students
- 1.5pt - Capital One / CLUB Business
- 1.5pt - Chase Ink Business Unlimited
- 1.5pt - Wells Fargo Business Elite
- 1.5pt - Wells Fargo Business Platinum
- 1.5pt - Wells Fargo Business Secured
- 1.25mi - Capital One VentureOne Rewards
- 1.25mi - Capital One VentureOne Rewards for Good Credit
Flat-rate
Annual fee
3mi / 2mi - Barclaycard Arrival Premier- 3% / 2.5% - Alliant Cashback
- 3% / 2.5% - FIGFCU Crystal
2mi - Barclaycard Arrival Plus- 2mi - Capital One Spark Miles (Capital One Spark Miles for Business)
- 2mi - Capital One Venture Rewards
- 2mi - Capital One Venture X Rewards
- 2mi - PNC Premier Traveler
- 2% - Capital One Spark Cash Plus (Capital One Spark Cash for Business)
- 2% - Patelco Payback Rewards
- 1.5% - Capital One QuicksilverOne Rewards
- 1.5pt - Regions Premium
Mobile / Digital wallet
No annual fee
10% / 5% - Discover it Cash Back & Discover it Student Cash BackQ4 2022
- 5% - U.S. Bank / Dillons Rewards
- 5% - U.S. Bank / Fred Meyer Rewards
- 5% - U.S. Bank / Fry's Rewards
- 5% - U.S. Bank / Harris Teeter Rewards
- 5% - U.S. Bank / King Soopers Rewards
- 5% - U.S. Bank / Kroger Rewards
- 5% - U.S. Bank / Mariano's Rewards
- 5% - U.S. Bank / Pick 'n Save Metro Market Rewards
- 5% - U.S. Bank / QFC Rewards
- 5% - U.S. Bank / Ralphs Rewards
- 5% - U.S. Bank / Smith's Rewards
1.8% - Wells Fargo Cash Wise
Mobile / Digital wallet
Annual fee
- 3pt - U.S. Bank Altitude Reserve
Your choice(s)
No annual fee
- 5% - Citi Custom Cash
- 5% on top spending category ($500 per billing cycle)
- Restaurants
- Gas stations
- Grocery stores
- Select travel
- Select transit
- Select streaming services
- Drugstores
- Home improvement stores
- Fitness clubs
- Live entertainment
- 1% on the rest
- 5% on top spending category ($500 per billing cycle)
- 5% - U.S. Bank Cash+ & U.S. Bank Cash+ Secured
[5192] BookstoresCar Rentals- [4812] Cell Phone Providers
[8398] Charity- [5311] Department Stores
- [5732] Electronics Stores
- [5814] Fast Food
- Furniture Stores
- Ground Transportation
- [7997] Gyms/Fitness Centers
- Home Utilities
- [7832] Movie Theaters
- [5941] Sporting Goods Stores
- Select Clothing Stores
- TV, Internet & Streaming Services
- 5% - U.S. Bank's Elan / AssociatedBank Max Cash Preferred & U.S. Bank's Elan / AssociatedBank Max Cash Secured
- Home Utilities
- Cell Phone Providers
- TV/Internet/Streaming
- 5pt - First National Bank Business Edition with Absolute Rewards
- [4812] Telecommunication Equipment and Telephone Sales
- [4814] Telecommunication Services
- [4816] Computer Network Services
- [4899] Cable, Satellite, and Other Pay Television and Radio
- [4900] Utilities
- [5021] Office and Commercial Furniture
- [5044] Photographic, Photocopy, Microfilm Equipment, and Supplies
- [5045] Computers, Peripherals, and Software
- [5046] Commercial Equipment (Not Elsewhere Classified)
- [5111] Stationary, Office Supplies, Printing and Writing Paper
- [5943] Stationery Stores, Office, and School Supply Stores
- [7311] Advertising Services
- [7379] Computer Repair
- [7392] Consulting, Public Relations
- 5pt - VantageWest Credit Union Connect Rewards
- Travel
- Restaurants
- Utilities (water, cell, electric, etc.)
- Wholesale (Costco, Sam's Club, etc.)
- Department Stores
- Hardware & Home Improvement Stores
- Charitable Organizations
- Pharmacies & Drug Stores
- Amazon.com
- 4% - Huntington Voice Business
- Gas Stations
- Travel & Entertainment
- Restaurants
- Discount & Warehouse Stores
- Grocery Stores
- Utilities & Office Supply Stores
- Electronics, Computer & Camera Stores
- Department, Apparel & Sporting Goods Stores
- Home Improvement Stores
- Auto Parts & Service Stores
- 3% - Bank of America Business Advantage Customized Cash Rewards
- Gas stations
- Office supply stores
- Travel
- TV/telecom & wireless
- Computer services
- Business consulting services
- 3% - Bank of America Customized Cash Rewards (Bank of America Cash Rewards) & Bank of America Customized Cash Rewards for Students (Bank of America Cash Rewards for Students)
- Gas
- Online shopping
- Dining
- Travel
- Drug stores
- Home improvement/furnishings
- 3% - AMEX Blue Business Cash (AMEX SimplyCash Plus Business)
- Airfare purchased directly from airlines
- Hotel rooms purchased directly from hotels
- Car rentals purchased from select car rental companies
- U.S. gas stations
- U.S. restaurants
- U.S. purchases for advertising in select media
- U.S. purchases for shipping
- U.S. computer hardware, software, and cloud computing purchases made directly from select providers
3pt - BBVA ClearPoints Rewards (BBVA Compass CompassPoints Rewards)Home ImprovementRestaurantsTravel
- 3pt - Huntington Voice Triple Rewards
- Apparel / Soft Goods
- Department Stores / Electronics
- Discount Stores
- Gas
- Grocery
- Home Improvement
- Pharmacy
- Restaurants
- Sporting Goods
- Travel & Entertainment
- Utilities
3pt - U.S. Bank Business Edge Select RewardsDay-to-day expenses, such as shipping, advertising, utilities, office supplies, telecom and professional servicesAutomotive, such as gas, service, tires, tolls, dealerships, car washes and repairsTravel and entertainment, such as airlines, auto rental, hotels, restaurants and travel agencies
- 3% / 2% - Synchrony / Venmo
- 3% on top spending category
- 2% on next category
- 1% on the rest
Your choice(s)
Annual fee
- 4pt - AMEX Business Gold
- Airfare purchased directly from airlines
- U.S. purchases for advertising in select media (online, TV, radio)
- U.S. purchases made directly from select technology providers of computer hardware, software, and cloud solutions
- U.S. purchases at gas stations
- U.S. purchases at restaurants, including takeout and delivery
- U.S. purchases for shipping
3pt - BBVA Select (BBVA Compass Select)GasHealth CareUtilities
- 3pt - SkyOne Platinum Elite
Airfare
No annual fee
5% - Citi DividendQ4 2022Q3 2020Q3 2019Q3 2018Q3 2017
- 5pt - Advia Credit Union with Advantage Points
Q2 2019
- 5pt - PenFed Premium Travel Rewards
- 4% - Citi / Costco Anywhere
- 4% - Citi / Costco Anywhere Business
- 4% - Huntington Voice Business
- 4% - InFirst Federal Credit Union Rewards
- 4% - InFirst Federal Credit Union Young Adult Rewards
- 3% - AMEX Blue Business Cash (AMEX SimplyCash Plus Business)
- 3% - Bank of America Customized Cash Rewards (Bank of America Cash Rewards)
- 3% - Bank of America Customized Cash Rewards for Students (Bank of America Cash Rewards for Students)
- 3% - Barclaycard / AARP Travel Rewards
- 3% - FirstBank ICON FirstClass Rewards
3% - Nusenda Credit Union Platinum Cash RewardsQ4 2019Q4 2018Q4 2017Q4 2016
3% - U.S. Bank's ACG / AAA Dollars Plus3pt - Bank of America's AAA / AAA Member Rewards3pt - Barclaycard / Uber3pt - BBVA ClearPoints Rewards (BBVA Compass CompassPoints Rewards)- 3pt - HSBC Elite
- 3pt - Huntington Voice Triple Rewards
3pt - Nusenda Credit Union Platinum RewardsQ4 2019Q4 2018Q4 2017Q4 2016
3pt - U.S. Bank Business Edge Select Rewards3pt - Wells Fargo Propel3pt - Wells Fargo Propel World
Airfare
Annual fee
5% / 3% - SunTrust Travel Rewards- 5pt - Citi Prestige
- 5pt - First Hawaiian BankPriority Destinations
- 4pt - U.S. Bank Altitude Connect
- 3mi - TD First Class
- 3pt - AMEX Gold (AMEX Premier Rewards Gold)
- 3pt - AMEX Green
- 3pt - Chase Ink Business Preferred
- 3pt - Chase Sapphire Reserve
- 3pt - Citi Premier (Citi ThankYou Premier)
- 3pt - City National Bank Crystal
- 3pt - HSBC Premier
- 3pt - Patelco Passage Rewards
- 3pt - Truist Enjoy Beyond
- 3pt - U.S. Bank Altitude Reserve
Cellular service
No annual fee
10% / 1% - AMEX Blue Cash Everyday- 5% - AMEX Blue Business Cash (AMEX SimplyCash Plus Business)
- 5% - Chase Ink Business Cash
- 5% - U.S. Bank Cash+
- 5% - U.S. Bank Cash+ Secured
5pt - Chase FreedomQ1 2021Q1 2020
5pt - Chase Freedom FlexQ1 2021Q1 2020
- 5pt - First National Bank Business Edition with Absolute Rewards
- 3% - Bank of America Business Advantage Customized Cash Rewards
- 3% - TD Business Solutions
3% - U.S. Bank Business Edge Cash Rewards- 3% - U.S. Bank Triple Cash Rewards Business (U.S. Bank Business Cash Rewards)
- 3% - U.S. Bank / State Farm Business Cash Rewards
- 3% - U.S. Bank's Elan / AssociatedBank Business Cash Preferred
3pt - AMEX / Lowe's Business Rewards3pt - U.S. Bank Business Edge Select Rewards
Cellular service
Annual fee
10% / 1% - AMEX Blue Cash Preferred5pt - Chase Ink Business Plus- 3pt - Chase Ink Business Preferred
Charity
No annual fee
- 5pt - DuPage Credit Union Platinum Rewards
- 5pt - VantageWest Credit Union Connect Rewards
Department store
No annual fee
10% / 5% - Discover it Cash Back & Discover it Student Cash BackQ4 2016Q3 2015
5% - Citi DividendQ4 2020Q4 2019Q4 2018Q4 2017
- 5% - U.S. Bank Cash+
- 5% - U.S. Bank Cash+ Secured
5pt - Advia Credit Union with Advantage PointsQ4 2017
5pt - Chase FreedomQ4 2018Q4 2017Q4 2016
- 5pt - VantageWest Credit Union Connect Rewards
- 3pt - Huntington Voice Triple Rewards
Department store
Annual fee
3% - AMEX Blue Cash Preferred
Dining / Restaurant
No annual fee
10.3pt / 1.3pt - AMEX Blue for Business10% / 5% - Discover it Cash Back & Discover it Student Cash BackQ3 2022Q3 2021Q3 2020Q3 2019Q3 2018Q3 2017Q2 2016Q2 2015Q1 2014Q1 2013
- 10% / 1.8% - Citizens Cash Back Plus
10% / 1% - AMEX Blue Cash Everyday5% - Citi DividendQ4 2022Q4 2021
5% - Nusenda Credit Union Platinum Cash RewardsQ4 2020Q2 2020Q4 2019Q2 2019Q4 2018Q2 2018Q4 2017Q2 2017Q4 2016Q2 2016
- 5% / 2% - U.S. Bank Cash+
- 5% / 2% - U.S. Bank Cash+ Secured
5pt - Chase FreedomQ3 2017Q3 2016
- 5pt - VantageWest Credit Union Connect Rewards
- 4% - Huntington Voice Business
- 4pt - U.S. Bank Altitude Go
- 4pt - U.S. Bank Altitude Go Secured
- 4pt - U.S. Bank's Elan / AssociatedBank Everyday Rewards+
- 3% - AMEX Blue Business Cash (AMEX SimplyCash Plus Business)
- 3% - Bank of America Customized Cash Rewards (Bank of America Cash Rewards)
- 3% - Bank of America Customized Cash Rewards for Students (Bank of America Cash Rewards for Students)
- 3% - Bank of the West Cash Back
- 3% - Capital One SavorOne Rewards (Capital One Savor Dining Rewards / Capital One Premier Dining Rewards)
- 3% - Capital One SavorOne Rewards for Good Credit
- 3% - Capital One SavorOne Rewards for Students
- 3% - Citi / Costco Anywhere
- 3% - Citi / Costco Anywhere Business
- 3% - Department Stores National Bank / Macy's Star Rewards
- 3% - Golden 1 Credit Union Platinum Rewards
- 3% - InFirst Federal Credit Union Rewards
- 3% - InFirst Federal Credit Union Young Adult Rewards
- 3% - Navy Federal Credit Union GO REWARDS
- 3% - PNC Cash Rewards
3% - Synchrony / Marvel- 3% - Synchrony / Sam's Club
3% - TD Cash- 3% - U.S. Bank Triple Cash Rewards (U.S. Bank Business Cash Rewards)
- 3% - U.S. Bank / Harris Teeter Rewards
- 3% - U.S. Bank / Mariano's Rewards
- 3% - U.S. Bank / Pick 'n Save Metro Market Rewards
- 3% - U.S. Bank / Ralphs Rewards
- 3% - U.S. Bank / State Farm Business Cash Rewards
- 3% - U.S. Bank's Elan / AssociatedBank Business Cash Preferred
3pt - AMEX / Lowe's Business Rewards3pt - Barclaycard / Uber3pt - BBVA ClearPoints Rewards (BBVA Compass CompassPoints Rewards)3pt - Chase / AARP Everyday Rewards- 3pt - Chase Freedom Flex
- 3pt - Chase Freedom Unlimited
- 3pt - Citi / Shop Your Way (Citi / Sears)
- 3pt - Huntington Voice Triple Rewards
3pt - Nusenda Credit Union Platinum RewardsQ4 2020Q2 2020Q4 2019Q2 2019Q4 2018Q2 2018Q4 2017Q2 2017Q4 2016Q2 2016
- 3pt - Patelco Passage Rewards
- 3pt - Regions Prestige
3pt - Synchrony / eBay3pt - Synchrony / PayPal Extras- 3pt - UMB Simply Rewards
3pt - U.S. Bank Business Edge Select Rewards- 3pt - U.S. Bank Flexperks Gold
3pt - Wells Fargo Propel- 3pt - Wells Fargo / Bilt
3pt / 2pt - HSBC Advance
Dining / Restaurant
Annual fee
20% + 4pt - AMEX Gold (AMEX Premier Rewards Gold)10% / 1% - AMEX Blue Cash Preferred- 5pt - Citi Prestige
- 4% - Capital One Savor Rewards
- 4pt - AMEX Gold (AMEX Premier Rewards Gold)
- 3mi - TD First Class
- 3mi - Barclaycard / Frontier Airlines
- 3pt - AMEX Green
3pt - BBVA Select (BBVA Compass Select)- 3pt - Chase Sapphire Reserve
- 3pt - City National Bank Crystal
3pt - Santander Bravo- 3pt - U.S. Bank Altitude Reserve
- 3pt - U.S. Bank FlexPerks Gold
Drugstore
No annual fee
- 10% / 5% - Discover it Cash Back & Discover it Student Cash Back
- Q1 2023
5% - Citi DividendQ2 2022Q2 2021Q2 2020
- 3% - Bank of America Customized Cash Rewards (Bank of America Cash Rewards)
- 3% - Bank of America Customized Cash Rewards for Students (Bank of America Cash Rewards for Students)
- 3% - Barclaycard / AARP Essentials Rewards
- 3pt - Chase Freedom Flex
- 3pt - Chase Freedom Unlimited
Electronic store
No annual fee
- 5% - U.S. Bank Cash+
- 5% - U.S. Bank Cash+ Secured
- 4% - Huntington Voice Business
- 3pt - Huntington Voice Triple Rewards
Gas
No annual fee
10% / 5% - Discover it Cash Back & Discover it Student Cash BackQ2 2022Q2 2021Q2 2020Q2 2019Q1 2018Q1 2017Q1 2016Q1 2015Q1 2014Q1 2013
- 10% / 1.8% - Citizens Cash Back Plus
5% - Citi DividendQ3 2022Q3 2021Q1 2020Q1 2019Q1 2018
- 5% - First National Bank of Omaha / NRA Complete Rewards
- 5% - Abound Credit Union Platinum (Fort Knox Federal Credit Union Platinum)
5% - Nusenda Credit Union Platinum Cash RewardsQ3 2020Q1 2020Q3 2019Q1 2019Q3 2018Q1 2018Q3 2017Q1 2017Q3 2016
- 5% - Synchrony / Sam's Club
- 5% - USAA Cashback Rewards Plus
5pt - Chase FreedomQ3 2022Q2 2021Q1 2020Q1 2019Q3 2018Q1 2017Q1 2016
5pt - Chase Freedom FlexQ3 2022Q2 2021
- 5pt - Barclaycard / Wyndham Rewards Earner
- 5pt - Citi / Shop Your Way (Citi / Sears)
- 5pt - PenFed Platinum Cash Rewards Plus
- 5pt - PenFed Platinum Rewards
5% / 2% - SunTrust Cash Rewards5% ~ 2% - U.S. Bank's ACG / AAA Dollars Gas Rebate5pt / 1pt - Wells Fargo Home Rebate5pt / 1pt - Wells Fargo Rewards- 4% - Citi / Costco Anywhere
- 4% - Citi / Costco Anywhere Business
- 4% - Huntington Voice Business
- 4% - InFirst Federal Credit Union Rewards
- 4% - InFirst Federal Credit Union Young Adult Rewards
- 4% - PNC Cash Rewards
- 3% - AMEX Blue Business Cash (AMEX SimplyCash Plus Business)
- 3% - Bank of America Business Advantage Customized Cash Rewards
- 3% - Bank of America Customized Cash Rewards (Bank of America Cash Rewards)
- 3% - Bank of America Customized Cash Rewards for Students (Bank of America Cash Rewards for Students)
- 3% - Bank of the West Cash Back
- 3% - Barclaycard / AARP Essentials Rewards
- 3% - Golden 1 Credit Union Platinum Rewards
- 3% - Truist Business Cash Rewards
- 3% - Truist Enjoy Cash (3-2-1%)
3% - U.S. Bank Business Edge Cash Rewards- 3% - U.S. Bank Triple Cash Rewards (U.S. Bank Business Cash Rewards)
- 3% - U.S. Bank / Harris Teeter Rewards
- 3% - U.S. Bank / Mariano's Rewards
- 3% - U.S. Bank / Pick 'n Save Metro Market Rewards
- 3% - U.S. Bank / Ralphs Rewards
- 3% - U.S. Bank / State Farm Business Cash Rewards
3% - U.S. Bank's ACG / AAA Dollars Plus- 3% - U.S. Bank's Elan / AssociatedBank Business Cash Preferred
3pt - Bank of America's AAA / AAA Member Rewards- 3pt - Bellco Credit Union Platinum Rewards
- 3pt - City National Bank Signature
- 3pt - Comenity / Farmers Rewards
- 3pt - Huntington Voice Triple Rewards
- 3pt - Nusenda Credit Union Platinum Rewards
Q3 2020Q1 2020Q3 2019Q1 2019Q3 2018Q1 2018Q3 2017Q1 2017Q3 2016
- 3pt - PenFed Platinum Cash Rewards
3pt - Synchrony / eBay3pt - Synchrony / PayPal Extras- 3pt - UMB Simply Rewards
3pt - U.S. Bank Business Edge Select Rewards3pt - Wells Fargo Propel3pt / 1pt - Wells Fargo Cash Back College
Gas
Annual fee
- 10pt / 1pt - AMEX Platinum
- 8pt - Barclaycard / Wyndham Rewards Earner Business
- 6pt - Barclaycard / Wyndham Rewards Earner Plus
- 4pt - U.S. Bank Altitude Connect
- 3% - AMEX Blue Cash Preferred
3% - Wells Fargo Propel 3653pt - BBVA Select (BBVA Compass Select)- 3pt - Citi Premier (Citi ThankYou Premier)
- 3pt - City National Bank Crystal
3pt - Santander Bravo- 3pt - Truist Enjoy Cash Secured
- 3pt / 2pt - AMEX Everyday Preferred
Grocery / Supermarket
No annual fee
- 10% / 5% - Discover it Cash Back & Discover it Student Cash Back
- Q1 2023
Q1 2022Q1 2021Q1 2020Q1 2019Q2 2018
5% - Citi DividendQ2 2022Q2 2021Q1 2020
5% - Nusenda Credit Union Platinum Cash RewardsQ1 2020Q1 2019Q1 2018Q1 2017
- 5pt - Chase Freedom
- Q1 2023
Q1 2022Q3 2021Q2 2020Q2 2019Q2 2018Q2 2017Q2 2016
- 5pt - Chase Freedom Flex
- Q1 2023
Q1 2022Q3 2021
5% / 2% - SunTrust Cash Rewards5pt / 1pt - Wells Fargo Home Rebate- 5pt / 1pt - Wells Fargo Rewards
- 4% - Huntington Voice Business
- 3% - AMEX Blue Cash Everyday
- 3% - Bank of the West Cash Back
- 3% - Capital One SavorOne Rewards
- 3% - Capital One SavorOne Rewards for Good Credit
- 3% - Capital One SavorOne Rewards for Students
- 3% - Consumers Credit Union Cash Rebate
- 3% - Golden 1 Credit Union Platinum Rewards
- 3pt - Bellco Credit Union Platinum Rewards
- 3pt - Citi / Shop Your Way (Citi / Sears)
- 3pt - Consumers Credit Union Rewards
- 3pt - Huntington Voice Triple Rewards
3pt - Nusenda Credit Union Platinum RewardsQ1 2020Q1 2019Q1 2018Q1 2017
- 3pt - Synchrony / myWalgreens
- 3pt - UMB Simply Rewards
3pt / 1pt - Wells Fargo Cash Back College- 2.4pt / 2 pt - AMEX Everyday
Grocery / Supermarket
Annual fee
- 10pt / 1pt - AMEX Platinum
- 6% - AMEX Blue Cash Preferred
- 4.5pt / 3pt - AMEX Everyday Preferred
- 4pt - AMEX Gold (AMEX Premier Rewards Gold)
- 4pt - Barclaycard / Wyndham Rewards Earner Plus
Home improvement
No annual fee
5% - Citi DividendQ3 2022Q3 2021Q3 2020
5pt - Chase FreedomQ2 2019
5% - Discover it Cash Back & Discover it Student Cash BackQ3 2015Q2 2014Q2 2013
- 5pt - VantageWest Credit Union Connect Rewards
- 4% - Huntington Voice Business
- 3% - Bank of America Customized Cash Rewards (Bank of America Cash Rewards)
- 3% - Bank of America Customized Cash Rewards for Students (Bank of America Cash Rewards for Students)
3pt - BBVA ClearPoints Rewards (BBVA Compass CompassPoints Rewards)- 3pt - Comenity / Farmers Rewards
- 3pt - Huntington Voice Triple Rewards
Insurance
No annual fee
- 3% - U.S. Bank / State Farm Business Cash Rewards
- 3% - U.S. Bank / State Farm Premier Cash Rewards
Internet service
No annual fee
- 5% - Chase Ink Business Cash
5pt - Chase FreedomQ1 2021Q1 2020
5pt - Chase Freedom FlexQ1 2021
Internet service
Annual fee
- 3pt - Chase Ink Business Preferred
Local transportation
No annual fee
10% / 5% - Discover it Cash Back & Discover it Student Cash BackQ1 2017Q1 2016Q1 2015
- 5% - U.S. Bank Cash+
- 5% - U.S. Bank Cash+ Secured
5pt - Chase FreedomQ1 2017Q1 2016
3% - U.S. Bank's ACG / AAA Dollars Plus3pt - Bank of America's AAA / AAA Member Rewards
Local transportation
Annual fee
- 3pt - AMEX Green
- 3pt - Chase Ink Business Preferred
- 3pt - Citi Premier (Citi ThankYou Premier)
- 3pt - City National Bank Crystal
Utility
No annual fee
- 5% - U.S. Bank Cash+
- 5% - U.S. Bank Cash+ Secured
- 5pt - First National Bank Business Edition with Absolute Rewards
- 5pt - VantageWest Credit Union Connect Rewards
- 4% - Huntington Voice Business
- 3pt - Huntington Voice Triple Rewards
3pt - U.S. Bank Business Edge Select Rewards
Utility
Annual fee
- 5pt - Barclaycard / Wyndham Rewards Earner Business
3pt - BBVA Select (BBVA Compass Select)
Wholesale club
No annual fee
10% / 5% - Discover it Cash Back & Discover it Student Cash BackQ2 2021Q4 2018Q2 2017Q1 2017
5pt - Chase FreedomQ1 2021Q4 2018Q4 2016Q3 2016Q2 2016
5pt - Chase Freedom FlexQ1 2021
- 5pt - VantageWest Credit Union Connect Rewards
- 4% - Huntington Voice Business
- 3pt - Bellco Credit Union Platinum Rewards