Best Credit & Charge Cards by Features

Best Credit & Charge Cards by Features

This page organizes the best credit & charge cards based on their features on rewards, loyalty and more.

The order of reward values are: miles > cash > points. It might includes signup bonus offers, (bi-)annual rewards, but not spend offers after signup. Excluding card products not issued by other than bank / credit union.


Your choice(s)

Some reward categories

  • 5% - U.S. Bank Cash+
  • 5% - U.S. Bank Cash+ Secured
  • 5pt - First National Bank Business Edition with Absolute Rewards
  • 5pt - VantageWest Credit Union Connect Rewards
  • 4% - Huntington Voice Business
  • 3% - Bank of American Business Advantage Customized Cash Rewards
  • 3% - Bank of American Customized Cash Rewards (Bank of America Cash Rewards)
  • 3% - Bank of American Customized Cash Rewards for Students (Bank of America Cash Rewards for Students)
  • 3% - AMEX Blue Business Cash (AMEX SimplyCash Plus Business)
  • 3pt - Huntington Voice Triple Rewards
  • 3pt - SkyOne Platinum Elite
  • 3pt - U.S. Bank Business Edge Select Rewards
  • 3pt - BBVA Select (BBVA Compass Select)
  • 3pt / 2pt - BBVA ClearPoints Rewards (BBVA Compass CompassPoints Rewards)

Your choice(s)

Any reward categories

  • 3% / 2% - Synchrony / Venmo
  • 3pt / 2pt - BBVA ClearPoints Rewards (BBVA Compass CompassPoints Rewards)

Protection

Cellphone

  • TBA

Fee-less

Foreign transaction fee

  • 0% - AMEX Business Gold
  • 0% - AMEX Business Platinum
  • 0% - AMEX Gold
  • 0% - AMEX Green
  • 0% - AMEX Platinum
  • 0% - AMEX Plum
  • 0% - AMEX / Amazon Business
  • 0% - AMEX / Amazon Business Prime
  • 0% - AMEX / Hilton Honors
  • 0% - AMEX / Hilton Honors Business
  • 0% - AMEX / Hilton Honors Aspire
  • 0% - AMEX / Hilton Honors Surpass
  • 0% - AMEX / Marriot Bonvoy Brilliant
  • 0% - AMEX / Marriot Bonvoy Business
  • 0% - AMEX / Delta Skymiles Blue
  • 0% - AMEX / Delta Skymiles Gold
  • 0% - AMEX / Delta Skymiles Gold Business
  • 0% - AMEX / Delta Skymiles Platinum
  • 0% - AMEX / Delta Skymiles Platinum Business
  • 0% - AMEX / Delta Skymiles Reserve
  • 0% - AMEX / Delta Skymiles Reserve Business
  • 0% - Barclaycard / AAdvantage Aviator Red
  • 0% - Barclaycard / AAdvantage Aviator Business
  • 0% - Barclaycard / Carnival World
  • 0% - Barclaycard / Emirates Skywards Rewards
  • 0% - Barclaycard / Emirates Skywards Rewards Premium
  • 0% - Barclaycard / Frontier Airlines
  • 0% - Barclaycard / Hawaiian Airlines
  • 0% - Barclaycard / Hawaiian Airlines Business
  • 0% - Barclaycard / Holland America Line
  • 0% - Barclaycard / JetBlue
  • 0% - Barclaycard / JetBlue Business
  • 0% - Barclaycard / JetBlue Plus
  • 0% - Barclaycard / Lufthansa Miles & More
  • 0% - Barclaycard / Priceline VIP Rewards
  • 0% - Barclaycard / Princess Cruises Rewards
  • 0% - Barclaycard / RCI Elite Rewards
  • 0% - Barclaycard / Wyndham Rewards Earner
  • 0% - Barclaycard / Wyndham Rewards Earner Plus
  • 0% - Barclaycard / Wyndham Rewards Earner Business
  • 0% - Bank of America Business Advantage Travel Rewards
  • 0% - Bank of America Travel Rewards
  • 0% - Bank of America Premium Rewards
  • 0% - Bank of America Premium Rewards Elite
  • 0% - Bank of America / Alaska Airlines
  • 0% - Bank of America / Allegiant
  • 0% - Bank of America / Amtrak Guest Rewards
  • 0% - Bank of America / Free Spirit Travel More
  • 0% - Bank of America / Merill+
  • 0% - Capital One [ALL]
  • 0% - Chase Ink Business Preferred
  • 0% - Chase Sapphire Preferred
  • 0% - Chase Sapphire Reserve
  • 0% - Chase / Aeroplan
  • 0% - Chase / Aer Lingus
  • 0% - Chase / Amazon Prime Rewards
  • 0% - Chase / Amazon Rewards
  • 0% - Chase / British Airways
  • 0% - Chase / Iberia
  • 0% - Chase / IHG Rewards Premier
  • 0% - Chase / IHG Rewards Premier Business
  • 0% - Chase / IHG Rewards Traveler
  • 0% - Chase / Marriot Bonvoy Bold
  • 0% - Chase / Marriot Bonvoy Boundless
  • 0% - Chase / Southwest Rapid Rewards Performance Business
  • 0% - Chase / Southwest Rapid Rewards Premier
  • 0% - Chase / Southwest Rapid Rewards Priority
  • 0% - Chase / United Business
  • 0% - Chase / United Club Business
  • 0% - Chase / United Club Infinite
  • 0% - Chase / United Explorer
  • 0% - Chase / United Gateway
  • 0% - Chase / United Quest
  • 0% - Chase / World of Hyatt
  • 0% - Chase / World of Hyatt Business
  • 0% - Citi / Costco Anywhere
  • 0% - Citi / Costco Anywhere Business
  • 0% - Citi / My Best Buy
  • 0% - Citizens Cash Back Plus
  • 0% - Comenity / Farmers Rewards
  • 0% - Discover [ALL]
  • 0% - HSBC Elite
  • 0% - HSBC Premier
  • 0% - SoFi
  • 0% - Synchrony / TJX Rewards
  • 0% - Synchrony / Venmo
  • 0% - TD First Class
  • 0% - TD / Nordstrom
  • 0% - TD / Target
  • 0% - Truist Business Cash Rewards
  • 0% - Truist Business Travel Rewards
  • 0% - Truist Enjoy Beyond
  • 0% - Truist Enjoy Cash (3-2-1%)
  • 0% - Truist Enjoy Cash (1.5%)
  • 0% - Truist Enjoy Cash Secured
  • 0% - Truist Enjoy Travel
  • 0% - U.S. Bank Altitude Connect
  • 0% - U.S. Bank Altitude Reserve
  • 0% - U.S. Bank Business Leverge
  • 0% - U.S. Bank Flexperks Gold
  • 0% - U.S. Bank / Dillons Rewards
  • 0% - U.S. Bank / Fred Meyer Rewards
  • 0% - U.S. Bank / Fry's Rewards
  • 0% - U.S. Bank / Harris Teeter Rewards
  • 0% - U.S. Bank / King Soopers Rewards
  • 0% - U.S. Bank / Kroger Rewards
  • 0% - U.S. Bank / Mariano's Rewards
  • 0% - U.S. Bank / Pick 'n Save Metro Market Rewards
  • 0% - U.S. Bank / QFC Rewards
  • 0% - U.S. Bank / Ralphs Rewards
  • 0% - U.S. Bank / REI Co-op
  • 0% - U.S. Bank / Smith's Rewards
  • 0% - U.S. Bank / SKYPASS
  • 0% - U.S. Bank / SKYPASS Select
  • 0% - U.S. Bank / SKYPASS Business
  • 0% - Wells Fargo Business Elite
  • 0% - Wells Fargo Business Platinum
  • 0% - Wells Fargo Business Secured
  • 0% - Wells Fargo / Bilt
  • 0% - Wells Fargo / Hotels.com Rewards
  • 1% - U.S. Bank's Elan / Fidelity Rewards

Category credit

Airline fee

  • $550 combined annually - Bank of America Premium Rewards Elite
  • $200 annually - AMEX Platinum
  • $200 combined annually - Bank of America Premium Rewards
  • $100 annually - AMEX Gold

Category credit

Cellular service

  • $20 monthly - AMEX Platinum

Category credit

Dining / Restaurant

  • $10 monthly - AMEX Gold

Category credit

Streaming

  • $20 monthly - AMEX Platinum
  • $30 annually - U.S. Bank Altitude Connect
  • $15 annually - U.S. Bank Altitude Go
  • $15 annually - U.S. Bank Altitude Go Secured

Category credit

Travel

  • $325 annually - U.S. Bank Altitude Reserve
  • $300 annually - Chase Sapphire Reserve
  • $250 annually - Citi Prestige

Merchant credit

Clear

  • $179 annually - AMEX Business Platinum
  • $179 annually - AMEX Platinum

Merchant credit

Global Entry

  • $550 combined annually - Bank of America Premium Rewards Elite
  • $200 combined annually - Bank of America Premium Rewards
  • $100 every 4 years - AMEX Business Platinum

Merchant credit

TSA Pre

  • $550 combined annually - Bank of America Premium Rewards Elite
  • $200 combined annually - Bank of America Premium Rewards
  • $85 every 4.5 years - AMEX Business Platinum

Merchant credit

Uber

  • $35 December / $15 rest monthly - AMEX Platinum
  • $10 monthly - AMEX Gold

Merchant credit

Walmart+

  • $155 annually - AMEX Platinum