$250 | $150 opening bonus ~ Capital One 360 Checking

This is an relatively easy and better deal for people who can spend a fixed amount on the debit card.


  • Nationwide


  • 1/26/2021


  • $250
    • Make total of $1500 debit card purchases or payments within 90 days
  • $150
    • Make total of $500 debit card purchases or payments within 90 days


Here’s the full scoop on how to earn your bonus:

Open a 360 Checking account between 12:00 a.m. ET on November 9, 2020, and 11:59 p.m. ET on January 26, 2021. When you open your account, enter your promotional code—UPTO250. If you have or had an open 360 Checking account as a primary or secondary account holder with Capital One on or after January 1, 2018, you're ineligible for the bonus. This account is subject to approval.

After you open your account, over the next 90 days, you must meet spending requirements with your Capital One 360 Checking debit card to be eligible for the bonus (spend period). Earn a $150 bonus when you spend $500.01–$1,500.00 within 90 days of opening the account OR earn a $250 bonus when you spend $1,500.01 or more within 90 days of opening the account.

During the 90-day spend period, only in-person and online transactions with your debit card will qualify as spend. ATM transactions, Zelle® transactions or bill payments (ACH) will not qualify. Some transactions may post later than the date of purchase. For bonus eligibility—transactions must be made and posted within the 90-day spend period.

Bonus will post to your new 360 Checking account within 60 days after your 90-day spend period ends.

This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted. Bonus is only valid for one new 360 Checking account. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.