Skip to content

Citi Basic Checking Package $200 Bonus




  • Open Account by 6/30/2018 9/30/2018 12/31/2018
  • Deposit $5000 within 30 days
  • Maintain $5000 for 60 days
  • Receive Bonus within 90 days after Above Met

Monthly Fee

  • Basic Checking Package
    • $12 (waivable with one Direct Deposit + one Bill Pay or $1500 daily balance / month)

Signup Link


Who is eligible for this offer?
“Eligible Customers” are New-to-Citibank customers who (1) enroll in Citibank’s $200 Checking Offer, (2) open a new Eligible Checking Account, (3) are at least eighteen (18) years of age, and (4) have a valid W-9 or W-8 BEN on file with Citibank and are not subject to back-up withholding.

“New–to–Citibank” customers are customers who have not been an owner of a Citibank checking account within the last 180 calendar days. Fiduciary, estate, business and or trust accounts are not eligible for the $200 Checking Offer even if they otherwise meet the definition of Eligible Checking Account. However, trust accounts that are a living trust and custodial accounts are eligible. All accounts subject to approval.

What is being offered in this Cash Bonus offer?
If you are an Eligible Customer, enroll in the $200 Checking Offer, and fulfill required activities (see required activities below), you can earn a $200 “Cash Bonus” which will be credited to your new Eligible Checking Account within ninety (90) calendar days from the date you complete all required activities.

At the time the Cash Bonus is credited to your Eligible Checking Account, your new Eligible Checking Account must be open and in good standing. Please note: Accounts which have a zero balance for ninety (90) days are subject to closure and will not meet the requirements of this offer.

After I open my account and enroll in the $200 Checking Offer, are there any applicable fees?
For the Basic Banking Package to waive the $12 monthly service fee make one qualifying direct deposit per statement period and one qualifying bill payment per statement period or maintain a $1,500+ combined average monthly balance in eligible linked accounts. Fee also waived for first listed account owners 62 or older. Regular account charges apply. All accounts are subject to approval and applicable fees.

Fees could reduce account earnings.

For all account pricing details please visit

If I am eligible, how do I enroll in this promotion?
Between July 1, 2018 and September 30, 2018 (“Offer Period”), Eligible Customers can enroll in the $200 Checking Offer by visiting a Citibank branch or calling Citibank and asking a Citibank Representative to enroll you using the instructions indicted in your direct communication. Eligible Customers also can enroll by clicking “Apply Now” on the Citibank link for this offer and following and completing the online process. Enrollment and participation in this promotion does not guarantee eligibility.

Important Tax Information: The bonus will be reported to the IRS as interest, in the year received, as required by applicable law. Bonus payments received by U.S. persons will be reported on IRS Form 1099-INT for the year received. Bonus payments received by non-U.S. persons will be reported on IRS Form 1042-S for the year received. Customer is responsible for any applicable taxes and consulting a tax advisor. To be eligible for the bonus, U.S. Persons must furnish Citibank with a valid IRS Form W-9 (Request for Taxpayer Identification Number and Certification). Foreign Individuals must furnish a valid IRS Form W-8BEN (Certificate of Foreign Status of Beneficial Owner for United States Tax Withholding and Reporting (Individuals), and the account holder must not be subject to backup withholding.

After enrollment, how do I qualify to earn the Cash Bonus for this checking offer?
To qualify to earn the Cash Bonus, you must enroll in this promotion. See “If I am eligible, how do I enroll in this promotion?”
Eligible Customers must open a new consumer regular checking account in the Basic Banking Package as first signer (“Eligible Checking Account”) during the Offer Period and complete the following required activities:

Within thirty (30) days of opening the new Eligible Checking Account, make a deposit of $5,000 or more (in one, or more than one, deposit) in New-to-Citibank funds into the new Eligible Checking Account and maintain a minimum balance of $5,000 for sixty (60) consecutive calendar days following the date when you made the $5,000 deposit (“Minimum Balance”).

New-to-Citibank funds are funds not held at Citibank. This offer may be modified or withdrawn at any time without notice. Speak with a Bank representative for more details.

Can I enroll in multiple savings and checking account offers?
Yes, with the following limitations. The $200 Checking offer is a checking account offer. Customers are limited to one checking account offer during the Offer Period. If you enroll in multiple checking account offers during the Offer Period and fulfill multiple checking account offers in the same month, you will be awarded the offer with the highest bonus value. If you enroll in multiple checking account offers during the Offer Period, fulfill multiple checking account offers in the same month, but the offers are of the same value with one being cash and the other not cash; you will be awarded the cash bonus offer. If you enroll in multiple checking account offers during the Offer Period and fulfill multiple checking account offers across different months, you will be awarded the bonus of the first checking offer to qualify. Customers may be enrolled in a Citibank checking offer and savings offer during the same offer period unless expressly prohibited; however, each offer must be funded separately.

The $200 Basic Checking Offer is not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey and Jersey. This $200 Basic Checking Offer is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

Be First to Comment

Leave a Reply

Your email address will not be published. Required fields are marked *

This site uses Akismet to reduce spam. Learn how your comment data is processed.